email: crc@ed.ac.uk  • 
 

 

 

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Professor J N Crook

 

 

Director of the Centre
Professor in Business Economics
Tel: 0131 650 3802
Email: J.crook@ed.ac.uk

 

Professor Jonathan Crook gained a BA from Lancaster University and an MSc from University College Cardiff, both in Economics. His research specialises in credit scoring, and the demand, supply and competition in the credit industry, both over time and between households. He has published papers on the comparative performance of algorithms for developing credit scoring models, on the demand for debt, on credit constraints, and on predicting when consumers default. He has coauthored/coedited four books, one in its fourth edition.

 

In 1999 together with John Banasik and Lyn Thomas he won the Goodeve Medal of the Operational Research Society for the best paper in an OR Society journal. He has been a Visiting Scholar at the University of Virginia three times, once as a Fulbright Postdoctoral Scholar, and a Visiting Fellow at the University of Warwick and at the European University Institute, Florence. He is a Fellow of the Wharton Financial Institutions Center, Wharton School, University of Pennsylvania. He is currently researching the inclusion of macroeconomic variables into default and LGD models, reject inference, acceptance modelling, adverse selection in credit markets and cross-country comparisons of credit constraints.

 

Elected Fellow of the Royal Society of Edinburgh.

 
The Credit Research Centre, The University of Edinburgh
William Robertson Building, 50 George Square, Edinburgh EH8 9JY

Telephone: (+44) 0131-650-3823, Fax: (+44) 0131-668-3053, Email: